Merchants
Accept LENAKA payments for goods and services
Approved merchants receive a merchant code and settlement wallet. Apply in the mobile app after KYC.
Merchant acquiring
C2B payments, not agent float
Customers pay you from the LENAKA app. Merchants do not hold agent cash float or run shop tills.
- C2B paymentsCustomer personal wallet → your merchant settlement.
- Partner appsOptional server-to-server gateway for your POS / e-commerce (invite-only integration docs).
- MCC on applyChoose an active merchant category when you apply in the app.
Read the Merchant Application Terms before applying.
Categories
Merchant categories
Active MCC list from the LENAKA platform (used when you apply).
| Code | Category | Description |
|---|---|---|
5411 |
Grocery stores / supermarkets | ISO 18245 MCC 5411 |
5311 |
Department stores | ISO 18245 MCC 5311 |
5331 |
Variety stores / general retail | ISO 18245 MCC 5331 |
5499 |
Miscellaneous food stores | ISO 18245 MCC 5499 |
5812 |
Eating places / restaurants | ISO 18245 MCC 5812 |
5814 |
Fast food restaurants | ISO 18245 MCC 5814 |
5912 |
Drug stores / pharmacies | ISO 18245 MCC 5912 |
5541 |
Service stations | ISO 18245 MCC 5541 |
4121 |
Taxicabs / limousines | ISO 18245 MCC 4121 |
4111 |
Local passenger transport | ISO 18245 MCC 4111 |
5651 |
Family clothing stores | ISO 18245 MCC 5651 |
5691 |
Men's and women's clothing | ISO 18245 MCC 5691 |
5732 |
Electronics stores | ISO 18245 MCC 5732 |
5941 |
Sporting goods stores | ISO 18245 MCC 5941 |
5999 |
Miscellaneous specialty retail | ISO 18245 MCC 5999 |
7230 |
Beauty / barber shops | ISO 18245 MCC 7230 |
7298 |
Health and beauty spas | ISO 18245 MCC 7298 |
8011 |
Doctors | ISO 18245 MCC 8011 |
8021 |
Dentists / orthodontists | ISO 18245 MCC 8021 |
8062 |
Hospitals | ISO 18245 MCC 8062 |
8211 |
Elementary / secondary schools | ISO 18245 MCC 8211 |
8220 |
Colleges / universities | ISO 18245 MCC 8220 |
8299 |
Schools / educational services | ISO 18245 MCC 8299 |
8398 |
Charitable / social service organisations | ISO 18245 MCC 8398 |
8999 |
Professional services (not elsewhere classified) | ISO 18245 MCC 8999 |
4900 |
Utilities — electric, gas, water, sanitary | ISO 18245 MCC 4900 |
4814 |
Telecommunication services | ISO 18245 MCC 4814 |
4789 |
Transportation services (not elsewhere classified) | ISO 18245 MCC 4789 |
7399 |
Business services (not elsewhere classified) | ISO 18245 MCC 7399 |
0742 |
Veterinary services | ISO 18245 MCC 0742 |