Personal wallet
Send and receive with your unique code, confirm deposits, and cash out when you need Maloti in hand.
View fees & limits →LENAKA
Send, save, and cash out across Lesotho
Mobile money built for everyday life — personal wallets, nearby agents, and clear fees that update live from the platform.
7
Live fee rules
3
Published guides
30
Merchant categories
5
KYC limit tiers
Everyday money
How money moves on LENAKA
Open a wallet, send to a LENAKA unique code, deposit or withdraw cash at an agent, and keep limits aligned with Central Bank of Lesotho KYC tiers.
- Personal walletPoints ledger with Maloti display (M).
- Agents nearbyCash in and cash out with confirmation codes.
- Live tariffsFees on this site refresh when ops change them.
Products
Built for wallets, agents, and merchants
One platform for personal money, community cash services, and C2B payments.
Agents
Serve cash-in and cash-out in your community. Complete training, pass the questionnaire, then apply in the app.
Become an agent →Merchants
Accept customer payments into a settlement wallet. Merchants are not agent float — C2B payments only.
Become a merchant →Transparency
Current fees
Pulled live from the LENAKA fee engine.
| Service | Fee | Notes |
|---|---|---|
| Float top-up (always 0) | M0.00 | Product invariant: platform float top-up and shop agent float ops never charge a fee. |
| Agent withdraw 1% | 1.00% | Total 1% of principal: 0.5% agent + 0.2% pool + 0.3% platform. |
| Merchant B2B 0.3% | 0.30% | B2B: sending merchant pays 0.3% from settlement; recipient gets full principal. |
| Merchant disbursement B2C 0.5% | 0.50% | B2C: merchant settlement pays 0.5% fee; customer receives full principal. |
Your journey to operating as a LENAKA agent starts with the guides, the training video, and a passing score on the duty questionnaire.
Resources
Guides for users & agents
Official handbooks published from the LENAKA platform.
User getting started guide
How to register, verify, send money, and cash out.
Download PDFAgent operating manual
Duties, float, cash-out codes, AML, and customer care.
Download PDFFees & limits summary
Printed summary — always check the website for live numbers.
Download PDFAbout us
LENAKA (Proprietary) Limited
LENAKA provides mobile wallets, agent cash services, and merchant acquiring for customers in Lesotho. Fees and transaction limits on this website update live from the production platform.
- Trading asLENAKA
- Based inMaseru, Lesotho
- Phone+266 2231 4500
- Emailhello@lenaka.com
Trust & compliance
Legal
Policies and terms published by LENAKA.
- Agent Application Terms Terms for becoming a LENAKA agent
- Merchant Application Terms Terms for becoming a LENAKA merchant
- Privacy Policy How LENAKA processes personal data
- Terms and Conditions LENAKA account terms